MediCare wellness visit

sorry, i was referring to humans

 

My HMO post the results online. I just need to login and look at it. Anything outside of norms is in red with a hyperlink. If it's something I don't understand or needs attention; I can do a follow-up appointment. Anything close to the edge of normal, can usually be addressed by adjustment in diet or exercise. Part of being an adult is taking responsibility for your own actions or you can simply do the easy thing and take drugs to manage your condition. No offense to anyone with a chronic condition....

 

But Medicare specifically states it is not a routine physical and they do not cover the physical or any routine visit other than the Wellness visit.

 

It is right in the Medicare handbook they mail out to you. I think it is online now too.

 

Everybody is trying to move everyone over to e-documents. I'm going to try to get a hard copy when I qualify.

I still insist on hard copy bank statements. I've made them switch me back to paper statements on several occasions. They would claim that I voluntary opted-in; so I asked them where, when and who got the bonus for opting me in. They usually switch me back to paper statements right there. I've been a programmer and if you have high enough access rights, changes can be made to e-documents without consent or notification. This drives people crazy, because you don't know if your losing your mind. They can't arbitrary change your hard copy and they would have to confess to any changes that was made and if notification went out.

 

right. i have a medicare advantage plan, so idk who covers what, it's invisible to me.

 

Most all Medicare Advantage plans restrict coverage to their choice of providers. My agent and many providers admin that Parts A, B, * D with a supplemental Medi-Gap policy is the best option. Apparently, for 2026 some Part D prescription providers are offering a $0 premium plan with $0 copay for some common drugs.

I find the supplemental Plan G the best choice but there are less expensive options. The supplement coverage is standardized and designed to cover any copays and, in some cases, excess charges.

Medicare Advantage plans give the companies more freedom in what is and is not covered. This year I have seen signs where an Advantage provider has pulled out from the area and people were switched to a provider that the medical office does not work with.

 

i have read the same things, and we do have to stay withing the group and get referrals for specialists.
fortunately for us, we've been with the same insco for over 20 years, so we have a good understanding of how they work. nothing like united healthcare ans some other big corporations.
mrs b and i have had a ton of heath issues, and they've never denied anuthing, so we're loath to try something new.
plus, before medicare, we were paying 24k a year for the two of us, so now it feels very inexpensive