Hey guys, Prius 2020 AWD-e XLE will be my very first car and I will be financing it at 0% APR for 60m at $30k/$33k post-tax. I found a black exterior/moonstone interior and I heard this is pretty hard to find right now. A lot of my friends are telling me to buy a pre-owned 2018/2019 20k miles for around $25/26k (due to high demand). Is it worth the extra $4k/5k for 2020 new?
Check the CarFax on pre-owned ones, lots of them where rentals and that affects the long term warranty I believe. For a new one, shop around and travel a bit for a better deal. Make sure the car doesn't have added items like, dent removal, paint protection... Dealer like to do that for a better mark up. Do the 18/19's have Apple Car play?
For 4K more I’d buy new. 6-7k I’d think about used. Play hardball either way. Figure what you can afford before going in and play dumb. Shoot for a lower payment you can afford and play the game for a couple hours.