I called my Insurance today to find out the 'bad' news on my new 2023 Prius LE; I have State Farm, am a driver with over 40 years driving and only one 'incident' where I was rear ended back in 2020; 100/500 Comprehensive- $ 0 deductible 100/500 Collision- $ 100 deductible Old car- 2016 VW GTI- 6 month Premium $ 450 New car-2023 Toyota Prius LE 6 month Premium $ 600 This includes a -0- deductible AD&D policy as well, with $ 100k in Insurance. I think for ~ $ 25.00 more for my monthly premium, even with all the electronic bells and whistles not on my prior car, it's a great deal. How about others here? How much did your new premium go up?
I'm paying slightly less than that for two cars; same limits. That is after my bill went up $100 every 6 months on my last renew - 2 year old Prime. The letter that came with my renew notice, stated that due to increasing expenses and unexpected payouts - probably related to CAT thieves and the high cost of replacement cars. More people just needs to park their car and work from home!!
Where are you located? What are people’s rates like in NY? i’m uncertain if state farm covers as much as other companies like liberty mutual
State Farm Bodily Injury Coverage Limit Per Accident $500,000 Limit Per Person $250,000 Property Damage Coverage Limit Per Accident $100,000 Comprehensive Coverage Deductible $250 Collision Coverage Deductible $2,000 Uninsured Motor Vehicle Coverage Limit Per Accident $300,000 Limit Per Person $100,000 Personal Injury Protection Coverage Aggregate Limit $10,000 2023 Prius 6 Month Premium is $587.52 My 2017 6 Month Premium was $358.06
