Climate change altering insurers' risk assessment: think tank There have been earlier studies coming to similar conclusions. Is this a topic of interest to PC's varied 'enviros'? While we still dispute the basics here, groups that focus on their financial futures (in this example, re-insurers) are going far out ahead. Conservation biologists are doing the same thing, in their own way, but maybe that seems too abstract. Re-insurers talk about money.
Actually, Re-insurers talk about making money. Raising rates based on higher probabilities is somewhat different than raising rates on known statistics. Home Insurance in Florida is nasty business. This is not because more hurricanes might hit due to climate change, but that the damage statistics needed for guaranteed profitability are not known regardless of climate change. I would prefer to use good science as a basis for determining what is effecting what. I would avoid using economic proxies, since those reflect divergent desires, meaning money, not understanding.
